Can I Use Your Toilet?

What a difference a week makes right? 

A new job that I love. GMAC has approved us for a partial loan modification, hopefully in the end, an entire modification. So far, $50 less per month. Funny how in these times negotiating your mortgage is like getting an interest rate lowered on a credit card. They lowered the rate by 2% on the one so far. 

There was promise for Matt with a job interview on the horizon, but he received an email from the employer asking when he could meet but was informed that it would only be part time. That's just crap. People are so afraid to hire someone full time, it's insane, how do companies think people can live on part time money? Then, Matt is supposed to call in for his unemployment on Wednesday's 

at 1pm, well he forgot. So he couldn't call until the next morning. I paid the insurance bill and of course, what happens, the unemployment check DOES NOT go in the bank this morning. So, we had to put a stop on the check. Then, my check doesn't go in the bank because I'm not "in the system" yet. WTF? Then, I get home from work and what should I find? Water filling up the street in front of 

my house. A WATER MAIN BREAK!!! And, now they have cut down our tree and still digging in the front yard and no one is allowed to poopie.

 Thank God Stella is spending the night at grandma and grandpa's. But, I'm still feeling positive. Things are looking up and I can see that, plus, with this little face smiling at me when I least expect it, I can't help but be comforted, right?

Happy Valentines Day!

Hope everyone has a romantic day! <3

I've Started My Etsy Shop!

In my small attempt to make extra cashola I have started an Etsy shop here. I am starting out with Etsy banners so far, but hope to drum up business creating logos and avatars. Hell, I'll do anything you need and it won't break your bank. Please check me out and if anyone needs something digital, please don't hesitate to ask me.

Thanks to everyone who has been silently supporting me. All your words of encouragement mean so much. :)

Something Good in All the Bad.

So, I've been trying to help us keep afloat on just whatever freelance work I can muster up, along with whatever hours are tossed my way (ahem: meager). Well, Matt goes to school 3 nights a week and on Thursdays he just adores his teacher. He learns a lot and she's just really a very nice person. On Sunday night, Matt gets an email from this teacher and says for me to forward my resume to her. I do and by Monday morning she asks me if I would like to come in to Schoolcraft with my portfolio so that she can talk to me about a part time job with the colleges marketing department. I was thrilled! While the money isn't going to save our house, it will however save my sanity and what's more important in the grand scheme of things right? I go in and good lord I just thought I totally flopped and she probably thinks I'm a wet blanket, untalented hack. I told Matt that if I did get the job, it would only because she likes him. That night I took the kids to Target to do our typical baby food and bunch of crap I don't need shopping trip and to my surprise when we got home and I checked my email, I got the "You're Hired" email. I was completely stunned, but so thrilled. It will only be part time, 8:30-12:30 Monday through Friday, but it will allow me to do my other job as well as work flows in, so all is not lost. Some how, some day we will own a home again, but at least until then, we won't be homeless. Fingers crossed anyway. :)

We Have Movement.

*Ah, may have been more of a bowel movement because something smells a lot like bull@&%t!

Don't know how monumental this is, but GMAC is working with us. We'll see. Matt said they told him that this month they decided that they won't wait until your behind to help you out. GREAT!!!! We always miss the boat on things. But, they want a list of all our monies that go out. It's funny, we were calculating everything and our list comes to 16 items that we spend money on including car payments, insurance, energy costs, phone, tv, internet, 3 credit cards all told just over $1000, groceries, gas, baby needs, 2 very small loans and the IRS. When we were first married we would have had to add to that at least 10 more credit cards. So sad we were. We've cleaned up our act, we've cut spending on all things, heck we didn't even formally shop for groceries as a way to cut costs this week. We aren't bad people, we just made a bad decision and now we are trying to get help. Is that so wrong? Now at least I have an ounce of hope, Matt however only has half an ounce. :)

He Smiled. It's All I Need Right Now.