We Have Movement.

*Ah, may have been more of a bowel movement because something smells a lot like bull@&%t!

Don't know how monumental this is, but GMAC is working with us. We'll see. Matt said they told him that this month they decided that they won't wait until your behind to help you out. GREAT!!!! We always miss the boat on things. But, they want a list of all our monies that go out. It's funny, we were calculating everything and our list comes to 16 items that we spend money on including car payments, insurance, energy costs, phone, tv, internet, 3 credit cards all told just over $1000, groceries, gas, baby needs, 2 very small loans and the IRS. When we were first married we would have had to add to that at least 10 more credit cards. So sad we were. We've cleaned up our act, we've cut spending on all things, heck we didn't even formally shop for groceries as a way to cut costs this week. We aren't bad people, we just made a bad decision and now we are trying to get help. Is that so wrong? Now at least I have an ounce of hope, Matt however only has half an ounce. :)